Coins.ph – Building the Stablecoin Economy
Coins.ph CEO Wei Zhou explains how stablecoins are cutting remittance costs, unlocking liquidity, and shaping a multiyear path for tokenized money and global payments.
Key Takeaways
- Stablecoins cut remittance costs dramatically—trials show rails at 20–30 bps versus 2–4% today—enabling far cheaper cross-border transfers for overseas workers and businesses.
- Improving regulatory clarity (e.g., Genius Act) is unlocking bank and institutional adoption across the US, Europe, Hong Kong, and Singapore, expanding liquidity and partnership opportunities.
- Coins.ph prioritizes frictionless fiat access—24/7 on/off ramps, weekend FX, and merchant USDC/USDT payments (rollout by May)—balancing retail onboarding with institutional liquidity needs.
- Build permissioned, regulator‑approved stablecoin rails with licensed partners to scale high‑volume transfers while implementing controls to prevent illicit use.
- Market shift: more assets, tokenized securities, and RWAs will be denominated in stablecoins; USDT could act as a common global quote currency within 3–5 years.
- Adoption is bottoms‑up: retail demand drives growth; focus on UX, public education, and simple remittance flows. Access Coins.ph via coins.ph app or coins.xyz outside the Philippines.
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Coins.ph – Building the Stablecoin Economy
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