Why RWAs and Tokenized Stocks Are Unlocking DeFi for Institutions | Jonathan Han

Euler's CEO explains how tokenization, RWAs, and on-chain AI agents are expanding DeFi—unlocking institutional capital, retail credit, and compliant financial products.

Key Takeaways

Tokenization and RWAs bring traditional assets on-chain, creating liquidity, diversification, and alternative collateral to reduce crypto-native correlation risks.
Euler’s mission: build modular, permissioned lending infrastructure offering customizable vaults for retail, fintech, and institutions to access credit and borrowing tools.
Institutional adoption requires compliance: DS tokens, KYC/KYB, whitelisting, insurance, and permissioned markets are essential before large capital moves on-chain.
Retail uptake accelerates via simpler UX, fintech integrations, influencers, and AI — enabling non-accredited users to access tokenized equities, real estate, and exotic products.
On-chain AI agents will automate trading and portfolio actions; infrastructure must scale and add guardrails to handle high-volume automation safely.
Lessons from 2025: make risks transparent beyond APR, clarify stablecoin wrappers, and balance openness with responsible gatekeeping to onboard mainstream users.

Original Source

Visit Source